The Complete Lender Technology Platform
From real-time product distribution and broker engagement to fully automated underwriting, DIP decisioning, and your own AI-powered customer journey — Mortgage Magic is built for the modern lender.
1,500+
Active Broker Users
Seconds
DIP Decisioning Speed
UK Cloud
UK-Hosted Infrastructure
FCA Ready
Fully Compliant Framework
Real-Time Product Distribution & Broker Engagement
Deliver your products to 1,500+ active brokers in real-time. Gain market intelligence. Build broker relationships that drive volume.
Distribute Product Updates Instantly
Push rate changes, new products, and criteria updates to thousands of active brokers in real-time. No delays, no manual distribution — your products are live the moment you publish them.
- Real-time product and criteria updates across the platform
- Intelligent sourcing integration — products surface at the point of adviser need
- Priority visibility options for featured products
- Instant push to broker dashboards and search results
Broker Engagement Analytics
Gain unprecedented insight into how brokers engage with your products. Understand sourcing patterns, demand signals, and where you're winning or losing applications.
- Sourcing engagement metrics — see exactly how often your products are selected
- Market demand indicators based on live search and affordability data
- Conversion funnel analysis from product view to application submission
- Competitive benchmarking against market trends
Strategic BDM Communication
Engage your broker panel directly within the platform. Share product highlights, BDM updates, and market insights where advisers are already working.
- Targeted in-platform messaging to segmented broker audiences
- BDM enablement tools — distribute criteria guides, rate cards, and case studies
- Optional two-way messaging for direct broker support
- Campaign analytics to measure message reach and engagement
Enterprise-Ready Infrastructure
Built to the highest enterprise standards with UK data hosting, full GDPR compliance, and flexible API integration for seamless connectivity with your existing systems.
- GDPR-compliant, UK-hosted on UK cloud infrastructure
- Multi-team access controls and role-based permissions
- Custom integrations via API with your loan origination and product systems
- Regular security audits and penetration testing
Enhance Broker and Borrower Experience
Your products gain visibility not just on the broker platform but through the Finance Magic Partner client app — placing your brand in front of borrowers at the moment they're considering their options.
- Mobile app visibility for borrower-facing product discovery
- Broker case feedback loops — understand application outcomes
- Branded product pages for enhanced lender presentation
- Direct integration with broker suitability and recommendation workflows
Mortgage Management System for Lenders
We are piloting our next-generation Mortgage Management System — giving lenders the ability to underwrite packaged cases, automate DIP decisions, and issue offers in seconds. Connect your own credit reference channels and let our AI engine do the heavy lifting.
How the MMS Case Flow Works
Broker or applicant submits case
Packaged with all required documents
E-ID & credit report completed
AML/PEP screening attached automatically
Case arrives packaged at lender
Clean, complete, ready to underwrite
Automated DIP decision
Connected to your CRA channels & criteria
Offer issued or case referred
Digital offer with e-signature workflow
Automated DIP & Credit Decisioning
Connect to your own credit reference channels and automate the Decision in Principle. Cases arrive pre-packaged with E-ID completed and credit reports attached — your underwriters review only what needs a human eye.
- Native integration with Experian, Equifax, TransUnion & your in-house credit models
- Automated DIP decision engine configurable to your lending criteria
- Real-time credit data pull at point of application submission
- Instant pass/refer/decline decisioning with full audit trail
Cases Packaged & Ready to Underwrite
Brokers submit fully packaged mortgage cases directly to you — E-ID verified, credit-checked, AML-screened, and documents verified. Your underwriting team starts work on cases that are already complete.
- E-ID verification and AML/PEP screening completed by the broker
- Credit report attached to every submission — no re-pulls needed
- Document validation and completeness checks before submission
- Smart case scoring and priority routing to your underwriting queue
Offer Issuance & Securitisation Workflows
From automated DIP to formal mortgage offer — our MMS handles the full end-to-end workflow. Integrate with your securitisation and warehouse processes for seamless downstream operations.
- Digital mortgage offer generation with e-signature capability
- Condition tracking and automated borrower notification
- Integration hooks for securitisation and warehouse lending workflows
- Fully timestamped, FCA-audit-ready file from application to completion
Join the MMS Pilot Programme
We are accepting a limited number of lender partners to pilot the Mortgage Management System. Participants get dedicated implementation support, priority feature input, and preferred pricing.
Express Your InterestYour Own AI-Powered Customer Journey
Mortgage Magic builds a fully white-labelled customer acquisition and mortgage management journey for your brand — embedded directly into your website, or deployed as a standalone app. Borrowers apply directly to you, powered invisibly by our technology.
Branded Customer Journey
Deploy a fully branded, AI-powered mortgage application journey on your own website. Borrowers apply directly to you under your brand — powered by Mortgage Magic infrastructure.
- Embeds directly into your existing website — no redirect, no third-party branding
- Fully customisable application flow matching your product range
- Digital E-ID and credit checks completed within the borrower journey
- Automated document collection and verification
AI-Driven Mobile App for Your Borrowers
Launch a fully white-labelled mobile app under your brand. Your borrowers track their mortgage, receive updates, and communicate securely — all within your branded experience.
- iOS and Android app under your brand name and logo
- Real-time case status and milestone notifications
- Secure in-app messaging between borrower and underwriter
- Document upload, e-signature, and E-ID from a mobile device
Direct-to-Lender AI Origination
Mortgage Magic's AI engine powers your direct lending channel — intelligently routing applicants, checking criteria, and pre-qualifying leads before they reach your underwriting team.
- AI-powered affordability and eligibility pre-screening
- Automatic criteria matching and product recommendation
- Real-time decision support reducing underwriting time to seconds
- Full analytics dashboard on direct application volume and conversion
Ready to Transform Your Lending Operation?
Whether you want to distribute products through our broker network, join the MMS pilot, or build your own AI-powered customer journey — speak to our team.